Who We Serve
Key Considerations for Retirement Planning
Will My Resources Be Enough?
It’s natural to wonder if you have the right financial strategy to sustain your lifestyle over the years. By evaluating income sources, expenses, and your ideal lifestyle, we can help you develop a personalized plan that aims to protect you from outliving your resources.
Preparing for Health and Market Fluctuations:
Life can be unpredictable, and health declines, market volatility, or tax increases can impact your finances. Ensuring you have a model that accounts for these uncertainties—such as health care planning, inflation protection, and tax-advantaged investments—can provide peace of mind.
Navigating the Three Phases of Retirement:
Retirement often unfolds in three distinct phases, each with its own priorities and financial needs:
- The Go-Go Years: The early years of retirement are often filled with energy and excitement. This is the time to travel, try new hobbies, and check items off your bucket list. You finally have the time to pursue the things you’ve always dreamed of doing.
- The Slow-Go Years: As time goes on, activity may slow, and priorities may shift toward simpler pleasures. Spending quality time with family and close friends often becomes the focus. Financial planning in this phase may shift as you manage fewer adventures and more maintenance.
- The No-Go Years: In this stage, managing health care and daily living becomes a greater priority. You may consider aging in place, downsizing, or moving to an assisted living community. As your expenses shift toward healthcare and potential long-term care, having a plan in place to support these needs is crucial.
Ready for a Confident Retirement?
Retirement is a journey, and each phase requires thoughtful planning and adjustments. We’re here to guide you through every stage, helping you build a retirement strategy that adapts to your lifestyle, health, and financial needs. Let us help you create a plan that ensures financial stability, security, and the freedom to enjoy life on your terms. Let’s build your plan
Whether you're continuing to work into your 60s and early 70s or already retired, there are essential factors to consider in creating a retirement that supports your ideal lifestyle. This stage is about maximizing the resources you've worked hard for, protecting against potential risks, and making decisions that ensure financial stability throughout your retirement.
Who
Our customized approach differs from the standard, so you won’t see requirements like minimum investment amounts here. We’re ideally suited to work with:
- Individuals who value a trusted partnership with their advisor
- Those committed to taking a proactive approach to their financial future
- Owners of family-owned or privately held businesses
- Families preparing for retirement
- People with a mindset of abundance and growth
When
This is the perfect moment to consider hiring an advisor. Many clients reach out when they encounter situations like these:
- Increasing responsibilities at work or within your family
- Facing a high tax burden
- Lacking clear financial targets and goals
- Feeling uncertain about or behind on retirement savings
- Experiencing stress related to money
Why
We believe people achieve better financial outcomes when they work with a fiduciary adviser. Partnering with a knowledgeable adviser can help clients stay focused on long-term goals. Beyond investment performance, an adviser can help you:
- Receive guidance to feel informed and in control of your finances.
- Consider factors beyond just rate of return
- Build a comprehensive strategy, not just select individual products
- Lower financial stress
Where
Being local isn’t a requirement. Our clients range from those here in Tucson to others across Arizona and throughout the country. We’re happy to meet in person at our Tucson office, travel to out-of-town clients when possible, and leverage technology to stay closely connected, no matter where you’re located.
Other Age Groups
18-29 Years Old
Early Investing and Adventure Years
Time for job stability, families forming and fun times! Building Foundations
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30-61 Years Old
Building Years, Peak Income, and Saving for the Future
Reaching momentum in life, making more money but also balancing family needs and future expenses
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